| Contents | 3 |
| About Us | 4 |
| The Year In Brief | 6 |
| From The Board Of Directors And Senior Management | 30 |
| To Our Stakeholders | 56 |
| Governance | 65 |
| Financial Reports | 93 |
| Directors’ Responsibility Statement | 94 |
| Directors’ Report | 95 |
| Statement By Directors | 100 |
| Statutory Declaration | 100 |
| Independent Auditors’ Report | 101 |
| Income Statements | 103 |
| Statements Of Comprehensive Income | 104 |
| Statements Of Financial Position | 105 |
| Consolidated Statement Of Changes In Equity | 107 |
| Statement Of Changes In Equity | 109 |
| Statements Of Cash Flows | 110 |
| Notes To The Financial Statements | 112 |
| Additional Information | 192 |